Sunday, April 26, 2009

Save Your Retirement for $99

The reason why I started this blog is that I have a mission to make financial planning affordable for those who cannot afford your typical financial planner. My "Save Your Retirement for $99" offer is affordable, and can literally save thousands, or even hundreds of thousands of dollars for my potential clients.

I guarantee you that virtually no other financial planner will sit down with you knowing he/she will only get a $99 fee for helping you get your financial house in order.

So how does it work? Actually it's very simple. The $99 offer is a one-time, one-hour session where we talk about your financial goals and discuss how your savings measure up against some of your goals. It's intended to figure out if you are on the right track to achieving your goals or if there are some significant changes you need to make to better achieve them.

Now obviously, there is only so much that can be discussed in one hour, so we will cover the "big stuff" --- when you want to retire, how much you have saved, how much savings you are accumulating while working, and what you are investing in. If there is time, we can also discuss other goals you are trying to achieve before retirement (saving for a child's college education, buying a second home, etc.).

I also want to stress that by having this session, it does not result in the creation of a formal financial plan, which would take several more sessions and several more hours of work on my part. The $99 session is mostly intended to help you avoid any major financial mistakes, which will help you get the most bang for your buck.

For example, how many heart-wrenching stories have you heard about 60-year-olds who were only a few years from retirement but lost 50% or more of their savings? When I hear these stories, I'm convinced that these people did not have the slightest idea how much risk they were taking with their investments. A one-hour session would have largely solved that problem. It doesn't take a mathematician to figure out that spending $99 to save possibly hundreds of thousands of dollars is a good deal. In "financial speak", the return on investment could be off the charts!

So please contact me if you want to take advantage of this offer. If you contact me through the blog, we can have a one-hour session over the phone if you are not in the Columbia, MD area. If you are in the area, I can visit you for this session. I am sure you will not be disappointed, as the knowledge and savings you will gain from this session will surely outweigh the $99 you spend.

P.S.: If you wish to e-mail me, click on the "View my complete profile" link on the right side of the page, and then click the "e-mail" link within my profile.

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